:root {
  --paper: #f3ebdd;
  --paper-deep: #e7dccb;
  --card: #fffbf4;
  --ink: #221c16;
  --muted: #514c46;
  --line: #e3d5c3;
  --persimmon: #e25b32;
  --persimmon-ink: #9c3418;
  --sage: #2f6b52;
  --sage-soft: #e5f2eb;
  --sand: #f6d98a;
  --danger: #8e2f2a;
  --header: 72px;
  --shadow: 0 18px 40px rgba(34, 28, 22, 0.08);
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  color: var(--ink);
  background:
    radial-gradient(900px 420px at 8% -10%, rgba(255, 251, 244, 0.9), transparent 60%),
    radial-gradient(720px 380px at 100% 0%, rgba(226, 91, 50, 0.12), transparent 46%),
    var(--paper);
  font-family: "Apple SD Gothic Neo", "Noto Sans KR", "Malgun Gothic", "Segoe UI", sans-serif;
  font-size: 16.5px;
  line-height: 1.7;
  word-break: keep-all;
  overflow-wrap: break-word;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: var(--persimmon-ink);
}

a:hover {
  color: var(--ink);
}

button,
input,
textarea {
  font: inherit;
  color: inherit;
}

h1,
h2,
h3,
p {
  overflow-wrap: break-word;
}

h1,
h2,
h3 {
  line-height: 1.35;
  font-weight: 760;
  letter-spacing: -0.02em;
}

h1 {
  margin: 0;
  font-size: clamp(1.95rem, 4.4vw, 3.2rem);
}

h2 {
  margin: 0;
  font-size: clamp(1.55rem, 2.6vw, 2.15rem);
}

h3 {
  margin: 0;
  font-size: 1.22rem;
}

p {
  margin: 0;
}

main {
  flex: 1;
}

main:focus {
  outline: none;
}

:focus-visible {
  outline: 3px solid var(--persimmon);
  outline-offset: 3px;
}

:focus:not(:focus-visible) {
  outline: none;
}

.skip-link {
  position: absolute;
  left: 16px;
  top: -48px;
  z-index: 80;
  padding: 8px 12px;
  border-radius: 999px;
  background: var(--ink);
  color: var(--card);
  text-decoration: none;
}

.skip-link:focus {
  top: 12px;
}

.wrap {
  width: min(1120px, calc(100% - 40px));
  margin-inline: auto;
}

.section-kicker {
  margin: 0 0 8px;
  color: var(--persimmon-ink);
  font-size: 0.84rem;
  font-weight: 750;
  letter-spacing: 0.04em;
}

.section-lead {
  max-width: 40rem;
  margin-top: 12px;
  color: var(--muted);
}

section[id] {
  scroll-margin-top: calc(var(--header) + 12px);
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  background: rgba(243, 235, 221, 0.92);
  border-bottom: 1px solid rgba(34, 28, 22, 0.08);
  backdrop-filter: blur(12px);
}

.header-inner {
  min-height: var(--header);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  color: inherit;
  text-decoration: none;
}

.logo-mark {
  width: 34px;
  height: 40px;
  border: 1.5px solid var(--ink);
  border-radius: 7px 7px 10px 10px;
  background:
    linear-gradient(var(--persimmon), var(--persimmon)) top / 100% 11px no-repeat,
    var(--card);
  box-shadow: 3px 3px 0 rgba(34, 28, 22, 0.12);
  position: relative;
}

.logo-mark::after {
  content: "";
  position: absolute;
  left: 7px;
  right: 7px;
  top: 17px;
  height: 2px;
  border-radius: 2px;
  background: var(--line);
  box-shadow: 0 6px 0 var(--line), 0 12px 0 var(--line);
}

.logo-words {
  display: flex;
  flex-direction: column;
  line-height: 1.15;
}

.logo-name {
  font-weight: 800;
  letter-spacing: -0.03em;
}

.logo-en {
  color: var(--muted);
  font-size: 0.75rem;
}

.nav-toggle {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  min-height: 44px;
  padding: 0 12px;
  border: 1.5px solid var(--ink);
  border-radius: 999px;
  background: transparent;
  cursor: pointer;
}

.nav-toggle-lines {
  width: 16px;
  height: 10px;
  border-top: 1.5px solid var(--ink);
  border-bottom: 1.5px solid var(--ink);
}

.site-nav {
  display: none;
  position: absolute;
  left: 0;
  right: 0;
  top: 100%;
  padding: 8px 20px 18px;
  background: rgba(243, 235, 221, 0.98);
  border-bottom: 1px solid rgba(34, 28, 22, 0.08);
}

.site-header.is-open .site-nav {
  display: grid;
}

.site-nav a {
  padding: 12px 4px;
  color: var(--ink);
  text-decoration: none;
  font-weight: 700;
  border-bottom: 1px solid var(--line);
}

.site-nav a[aria-current="page"] {
  color: var(--persimmon-ink);
}

.hero {
  padding: 36px 0 20px;
}

.hero-grid {
  display: grid;
  gap: 28px;
}

.lede {
  max-width: 38rem;
  margin-top: 16px;
  color: var(--muted);
  font-size: 1.05rem;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 22px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 0 18px;
  border-radius: 999px;
  border: 1.5px solid var(--ink);
  text-decoration: none;
  font-weight: 750;
  cursor: pointer;
}

.btn-primary {
  background: var(--ink);
  color: var(--card);
}

.btn-primary:hover {
  background: #3a3128;
  color: var(--card);
}

.btn-ghost {
  background: transparent;
  color: var(--ink);
}

.btn-ghost:hover {
  background: rgba(255, 251, 244, 0.7);
  color: var(--ink);
}

button:disabled {
  opacity: 0.6;
  cursor: not-allowed;
}

.hero-stage {
  display: grid;
  gap: 0;
}

.hero-frame {
  padding: 14px;
  border-radius: 28px;
  background: rgba(255, 251, 244, 0.72);
  box-shadow: var(--shadow);
}

.hero-frame img {
  width: 100%;
  border-radius: 18px;
}

.pull-card {
  position: relative;
  z-index: 1;
  margin: -28px 16px 0;
  padding: 18px 18px 16px;
  border-radius: 18px;
  background: var(--card);
  box-shadow: var(--shadow);
}

.pull-kicker {
  color: var(--sage);
  font-size: 0.8rem;
  font-weight: 800;
}

.pull-q {
  margin-top: 6px;
  font-size: 1.12rem;
  font-weight: 760;
  letter-spacing: -0.02em;
}

.pull-a {
  margin-top: 8px;
  color: var(--muted);
}

.band {
  padding: 72px 0;
}

.band-head {
  margin-bottom: 28px;
}

.deck {
  display: grid;
  gap: 16px;
}

.pocket {
  position: relative;
  padding: 22px 20px 20px;
  border-radius: 22px;
  background: var(--card);
  box-shadow: var(--shadow);
}

.pocket-tab {
  display: inline-flex;
  align-items: center;
  min-height: 28px;
  margin-bottom: 14px;
  padding: 0 10px;
  border-radius: 999px;
  background: var(--paper);
  font-size: 0.78rem;
  font-weight: 800;
}

.pocket h3 {
  font-size: clamp(1.7rem, 3vw, 2.3rem);
  letter-spacing: -0.04em;
}

.pocket-note {
  margin-top: 8px;
  color: var(--muted);
}

.fact-list {
  display: grid;
  gap: 12px;
  margin: 18px 0 0;
  padding: 0;
  list-style: none;
}

.fact-list li {
  padding-top: 10px;
  border-top: 1px solid var(--line);
}

.fact-list strong {
  display: block;
  font-size: 0.84rem;
}

.mini-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 16px;
}

.mini-pills span {
  padding: 6px 10px;
  border-radius: 999px;
  background: var(--sage-soft);
  color: var(--sage);
  font-size: 0.86rem;
  font-weight: 750;
}

.split-two {
  display: grid;
  gap: 10px;
  margin-top: 16px;
}

.split-two div,
.compare div {
  padding: 12px;
  border-radius: 14px;
  background: var(--paper);
}

.compare {
  display: grid;
  gap: 10px;
  margin-top: 16px;
}

.more-link {
  display: inline-block;
  margin-top: 16px;
  font-weight: 750;
}

.pocket-stock {
  background:
    linear-gradient(180deg, rgba(34, 28, 22, 0.96), rgba(34, 28, 22, 0.96)) top / 100% 8px no-repeat,
    var(--card);
}

.pocket-etf {
  background:
    linear-gradient(90deg, var(--sage) 0 8px, transparent 8px),
    var(--card);
  padding-left: 26px;
}

.pocket-rate .pocket-tab {
  background: var(--sand);
  color: var(--ink);
}

.pocket-fx {
  background:
    linear-gradient(180deg, rgba(226, 91, 50, 0.16), transparent 72px),
    var(--card);
}

.story {
  display: grid;
  gap: 22px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.story-item {
  display: grid;
  gap: 14px;
  padding: 8px 0 8px 16px;
  border-left: 3px solid #e7c3b4;
}

.story-visual {
  border-radius: 20px;
  overflow: hidden;
  background: var(--card);
}

.story-visual img {
  width: 100%;
}

.story-kicker {
  color: var(--sage);
  font-size: 0.82rem;
  font-weight: 800;
}

.story-copy h3 {
  margin-top: 4px;
}

.story-copy p + p {
  margin-top: 10px;
}

.story-copy p {
  color: var(--muted);
}

.risk {
  background: var(--ink);
  color: var(--card);
}

.risk .section-kicker {
  color: #ffc2ae;
}

.risk .section-lead {
  color: rgba(255, 251, 244, 0.78);
}

.risk-list {
  margin: 8px 0 0;
  padding: 0;
  list-style: none;
  counter-reset: risk;
}

.risk-list li {
  counter-increment: risk;
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 14px;
  align-items: start;
  padding: 16px 0;
  border-bottom: 1px solid rgba(255, 251, 244, 0.14);
  font-size: 1.08rem;
}

.risk-list li::before {
  content: counter(risk, decimal-leading-zero);
  color: #ffb089;
  font-weight: 800;
}

.risk a {
  color: var(--sand);
}

.reading {
  background: transparent;
}

.read-index {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 10px;
}

.read-index a {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 14px;
  align-items: center;
  padding: 16px;
  border-radius: 18px;
  background: var(--card);
  color: inherit;
  text-decoration: none;
  box-shadow: 0 8px 24px rgba(34, 28, 22, 0.05);
}

.read-index a:hover strong {
  color: var(--persimmon-ink);
}

.read-no {
  color: var(--persimmon-ink);
  font-weight: 800;
}

.read-index strong,
.catalog strong {
  display: block;
  font-size: 1.05rem;
  letter-spacing: -0.02em;
}

.read-index em,
.catalog em {
  display: block;
  margin-top: 4px;
  color: var(--muted);
  font-style: normal;
}

.inquiry {
  padding-bottom: 88px;
}

.inquiry-layout {
  display: grid;
  gap: 22px;
  padding: 22px 18px 20px;
  border-radius: 28px;
  background:
    linear-gradient(var(--sand), var(--sand)) top / 100% 14px no-repeat,
    var(--card);
  box-shadow: var(--shadow);
}

.inquiry-copy p + p {
  margin-top: 10px;
}

.inquiry-copy .section-lead,
.fine {
  color: var(--muted);
}

.inquiry-form {
  display: grid;
  gap: 14px;
}

.field {
  display: grid;
  gap: 6px;
}

.field label {
  font-weight: 750;
}

.field input,
.field textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1.5px solid var(--line);
  border-radius: 14px;
  background: #fff;
  min-height: 48px;
}

.field textarea {
  min-height: 140px;
  resize: vertical;
}

.field input[aria-invalid="true"],
.field textarea[aria-invalid="true"] {
  border-color: var(--danger);
}

.consent {
  display: flex;
  align-items: flex-start;
  gap: 10px;
}

.consent input {
  width: 20px;
  height: 20px;
  min-height: 20px;
  margin-top: 3px;
  accent-color: var(--ink);
}

.consent-link {
  margin: 0;
}

.field-error {
  margin: 0;
  color: var(--danger);
  font-size: 0.92rem;
}

.form-status:empty {
  display: none;
}

.form-status {
  margin: 0;
  padding: 12px 14px;
  border-radius: 14px;
  background: var(--paper);
}

.inquiry-form[data-state="done"] .form-status {
  background: var(--sage-soft);
  color: #1d4a38;
}

.site-footer {
  margin-top: auto;
  padding: 36px 0 22px;
  background: #1b1714;
  color: rgba(255, 251, 244, 0.82);
}

.footer-grid {
  display: grid;
  gap: 22px;
}

.footer-brand {
  margin: 0;
  color: var(--card);
  font-size: 1.2rem;
  font-weight: 800;
}

.footer-slogan,
.footer-note {
  margin-top: 8px;
}

.footer-label {
  margin: 0 0 8px;
  color: var(--card);
  font-weight: 800;
}

.site-footer a {
  display: block;
  padding: 4px 0;
  color: rgba(255, 251, 244, 0.82);
  text-decoration: none;
}

.site-footer a:hover,
.site-footer a[aria-current="page"] {
  color: var(--sand);
}

.footer-bottom {
  margin-top: 22px;
  padding-top: 14px;
  border-top: 1px solid rgba(255, 251, 244, 0.12);
}

.page-shell {
  padding: 36px 0 72px;
}

.narrow {
  width: min(740px, 100%);
}

.crumb {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-bottom: 18px;
  color: var(--muted);
  font-size: 0.92rem;
}

.crumb a {
  color: var(--muted);
  text-decoration: none;
}

.page-intro {
  margin-bottom: 28px;
}

.page-intro p,
.prose p {
  margin-top: 12px;
}

.scope {
  margin-top: 18px;
  padding: 12px 14px;
  border-radius: 14px;
  background: var(--sage-soft);
  color: #1d4a38;
}

.topic-fig {
  margin: 18px 0 8px;
}

.topic-fig img {
  width: 100%;
  border-radius: 20px;
}

.prose h2 {
  margin-top: 32px;
  font-size: 1.35rem;
}

.prose ul,
.prose ol {
  margin: 12px 0 0;
  padding-left: 1.2rem;
}

.prose li + li {
  margin-top: 6px;
}

.catalog {
  display: grid;
  gap: 12px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.catalog a {
  display: grid;
  gap: 6px;
  padding: 18px;
  border-radius: 20px;
  background: var(--card);
  color: inherit;
  text-decoration: none;
  box-shadow: var(--shadow);
}

.catalog a:hover strong {
  color: var(--persimmon-ink);
}

.related {
  margin-top: 36px;
  padding-top: 8px;
}

.related ul {
  margin: 10px 0 0;
  padding: 0;
  list-style: none;
}

.related li + li {
  margin-top: 6px;
}

.end-note {
  margin-top: 28px;
  color: var(--muted);
}

@media (min-width: 860px) {
  .nav-toggle {
    display: none;
  }

  .site-nav {
    position: static;
    display: flex;
    align-items: center;
    gap: 6px;
    padding: 0;
    background: transparent;
    border: 0;
  }

  .site-nav a {
    padding: 8px 12px;
    border: 0;
    border-radius: 999px;
  }

  .site-nav a[aria-current="page"] {
    background: var(--ink);
    color: var(--card);
  }

  .hero {
    padding-top: 54px;
  }

  .hero-grid {
    grid-template-columns: 1.05fr 0.95fr;
    align-items: center;
    gap: 42px;
  }

  .pull-card {
    max-width: 360px;
    margin-left: 28px;
  }

  .deck {
    grid-template-columns: 1.15fr 0.85fr;
    gap: 18px;
  }

  .pocket-stock {
    grid-column: 1;
    grid-row: 1 / span 2;
  }

  .pocket-etf {
    grid-column: 2;
    grid-row: 1;
  }

  .pocket-rate {
    grid-column: 2;
    grid-row: 2;
  }

  .pocket-fx {
    grid-column: 1 / -1;
    grid-row: 3;
  }

  .story {
    position: relative;
    gap: 36px;
  }

  .story::before {
    content: "";
    position: absolute;
    top: 12px;
    bottom: 12px;
    left: 50%;
    width: 2px;
    background: #e7c3b4;
  }

  .story-item {
    grid-template-columns: 1fr 1fr;
    gap: 48px;
    align-items: center;
    padding: 0;
    border: 0;
  }

  .story-item:nth-child(even) .story-copy {
    order: -1;
  }

  .inquiry-layout {
    grid-template-columns: 0.9fr 1.1fr;
    gap: 36px;
    padding: 36px;
    align-items: start;
  }

  .footer-grid {
    grid-template-columns: 1.4fr 0.8fr 0.8fr;
  }

  .split-two,
  .compare {
    grid-template-columns: 1fr 1fr;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    transition: none !important;
    animation: none !important;
  }
}